Disability RMS: Committed to a higher standard
At Disability RMS we combine unparalleled risk management expertise and service with a collaborative approach to help our clients achieve their goals and enhance their brand.

Who We Are
Disability RMS is the nation’s leading provider of turnkey disability risk management products and services. Established in 1993, we offer unparalleled Actuarial, Underwriting and Claims industry expertise in risk management. We offer these services on a reinsured or service only basis.


Located in Westbrook, Maine, our team consists of more than 350 highly skilled professionals. Our employees have the specialized product knowledge and service skills required to succeed in today’s complex risk protection market. The cohesiveness, experience and dedication of our team enables us to provide the highest levels of service and innovation in the industry. As we have grown, we have nourished and maintained our Core Values, which reflect a culture of hard work with a collegial spirit.
20th
New Administrative Solutions Offering
Disability RMS offers its highly rated insurance systems and services to organizations looking to provide efficient and outstanding customer service for their clients. Our systems and services support all types of traditional group and worksite / voluntary insurance products with a full range of administrative support, including policy/certificate issue and delivery, billing and collection, commission accounting customer service, medical underwriting, claim management and reporting.

Disability RMS